X Financial (XYF)
About X Financial
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, guarantee services provided and financing income.
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Financial summary
- Revenue FY2025
- $1.1B
- Net income
- $209.4M
- Total assets
- $2.1B
- Market cap
- $181.4M
Source: SEC EDGAR · updated Jun 7, 2026
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $181.4M
- Dividend yield
- 11.69%
- Shares outstanding
- 37.9M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Sep 19, 2018
X Financial (XYF) Stock Price
- Profitable — net income of $209.4M in FY2025.
- Trading 76% below its 52-week high.
- Pays a dividend yielding about 11.69% annually.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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X Financial: frequently asked questions
Is X Financial an American company?
X Financial is a US-based company, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Is X Financial publicly traded?
Yes — X Financial is a publicly traded company. Its stock trades under the ticker symbol XYF on the NYSE.
What does X Financial do?
X Financial is an American Financial Services company in the Business & Financial Services sector.
