Affinity Bancshares, Inc.
About Affinity Bancshares, Inc.
Affinity Bancshares Inc is a bank holding company. The bank provides a range of financial services, including checking and savings accounts, certificates of deposit, mortgage, commercial and consumer loans, and money transfer services, operating across parts of Georgia and offering specialized lending such as dental practice and indirect automobile loans across the Southeastern United States. Its business mainly involves accepting public deposits and investing them in real estate and commercial loans, as well as mortgage-backed securities. The company also gathers deposits nationwide through its virtual bank, FitnessBank, and uses additional funding sources such as Federal Home Loan Bank borrowings.
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Financial summary
- Net income
- $8.3M
- Total assets
- $881.7M
- Market cap
- $137.1M
- Operating margin
- 22.0%
- Net margin
- 16.3%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $51.0M
- Operating expenses
- $39.8M
- Operating income
- $11.2M
- Income tax
- $2.9M
- Net income
- $8.3M
- EPS (basic)
- $1.33
- EPS (diluted)
- $1.29
Balance sheet
- Total assets
- $881.7M
- Current assets
- $881.7M
- Total liabilities
- $754.7M
- Current liabilities
- $754.7M
- Shareholders’ equity
- $127.0M
Cash flow
- Operating cash flow
- $11.6M
- Investing cash flow
- -$1.2M
- Financing cash flow
- $2.0M
- Net cash flow
- $12.4M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $137.1M
- P/E ratio
- 17.4
- EPS (diluted)
- $1.29
- Shares outstanding
- 6.1M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jan 21, 2021
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $8.3M.
- Revenue grew 57% from FY2021 to FY2025.
- Trading near its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 17.4.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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