Atlanticus Holdings Corp
About Atlanticus Holdings Corp
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
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Financial summary
- Revenue FY2025
- $2.0B
- Net income
- $122.2M
- Total assets
- $7.6B
- Market cap
- $1.3B
- Gross margin
- 91.8%
- Operating margin
- 8.1%
- Net margin
- 6.1%
Source: SEC EDGAR · updated Jun 8, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $2.0B
- Cost of revenue
- $160.8M
- Gross profit
- $1.8B
- Operating expenses
- $1.6B
- Operating income
- $159.7M
- Income tax
- $39.1M
- Net income
- $120.6M
- EPS (basic)
- $7.40
- EPS (diluted)
- $5.96
Balance sheet
- Total assets
- $7.6B
- Current assets
- $7.6B
- Total liabilities
- $7.0B
- Current liabilities
- $7.0B
- Shareholders’ equity
- $603.8M
Cash flow
- Operating cash flow
- $638.0M
- Investing cash flow
- -$1.5B
- Financing cash flow
- $1.1B
- Net cash flow
- $267.8M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $1.3B
- P/E ratio
- 14.4
- EPS (diluted)
- $5.96
- Shares outstanding
- 14.8M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Apr 23, 1999
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $122.2M in FY2025.
- Revenue grew 163% from FY2021 to FY2025.
- Gross margin of 91.8%, net margin 6.1%.
- Trading 5% below its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 14.4.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about Atlanticus Holdings Corp
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