Atlanticus Holdings Corp (ATLC)
About Atlanticus Holdings Corp
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Revenue FY2025
- $2.0B
- Net income
- $122.2M
- Total assets
- $7.6B
- Market cap
- $1.3B
- Gross margin
- 91.8%
- Operating margin
- 8.1%
- Net margin
- 6.1%
Source: SEC EDGAR · updated Jun 8, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $2.0B
- Cost of revenue
- $160.8M
- Gross profit
- $1.8B
- Operating expenses
- $1.6B
- Operating income
- $159.7M
- Income tax
- $39.1M
- Net income
- $120.6M
- EPS (basic)
- $7.40
- EPS (diluted)
- $5.96
Balance sheet
- Total assets
- $7.6B
- Current assets
- $7.6B
- Total liabilities
- $7.0B
- Current liabilities
- $7.0B
- Shareholders’ equity
- $603.8M
Cash flow
- Operating cash flow
- $638.0M
- Investing cash flow
- -$1.5B
- Financing cash flow
- $1.1B
- Net cash flow
- $267.8M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $1.3B
- P/E ratio
- 16.7
- EPS (diluted)
- $5.96
- Shares outstanding
- 12.8M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Apr 23, 1999
Atlanticus Holdings Corp (ATLC) Stock Price
- Profitable — net income of $122.2M in FY2025.
- Revenue grew 163% from FY2021 to FY2025.
- Gross margin of 91.8%, net margin 6.1%.
- Trading 10% below its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 16.7.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
Peers & competitors
No reviews yet. Be the first to review Atlanticus Holdings Corp.
Write a review
News about Atlanticus Holdings Corp
News & sentiment via Polygon.io
Atlanticus Holdings Corp: frequently asked questions
Is Atlanticus Holdings Corp an American company?
Atlanticus Holdings Corp is a US-based company headquartered in Atlanta, Georgia, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is Atlanticus Holdings Corp headquartered?
Atlanticus Holdings Corp is headquartered in Atlanta, Georgia, United States.
Is Atlanticus Holdings Corp publicly traded?
Yes — Atlanticus Holdings Corp is a publicly traded company. Its stock trades under the ticker symbol ATLC on the NASDAQ.
What does Atlanticus Holdings Corp do?
Atlanticus Holdings Corp is an American Financial Services company in the Business & Financial Services sector.
