BANK OF THE JAMES FINANCIAL GROUP INC
About BANK OF THE JAMES FINANCIAL GROUP INC
Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments community banking; mortgage banking, and investment advisory services.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Net income
- $9.0M
- Total assets
- $1.0B
- Market cap
- $104.3M
- Operating margin
- 260.8%
- Net margin
- 211.1%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $4.3M
- Operating expenses
- -$6.9M
- Operating income
- $11.1M
- Income tax
- $2.1M
- Net income
- $9.0M
- EPS (basic)
- $1.99
- EPS (diluted)
- $1.99
Balance sheet
- Total assets
- $1.0B
- Current assets
- $1.0B
- Total liabilities
- $959.0M
- Current liabilities
- $959.0M
- Shareholders’ equity
- $80.0M
Cash flow
- Operating cash flow
- $11.7M
- Investing cash flow
- -$42.4M
- Financing cash flow
- $41.9M
- Net cash flow
- $11.2M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $104.3M
- P/E ratio
- 12.2
- EPS (diluted)
- $1.99
- Dividend yield
- 1.65%
- Shares outstanding
- 4.3M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Aug 10, 2000
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $9.0M.
- Revenue grew 71% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 1.65% annually.
- Valued at a price-to-earnings (P/E) ratio of 12.2.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
No reviews yet. Be the first to review BANK OF THE JAMES FINANCIAL GROUP INC.
Write a review
News about BANK OF THE JAMES FINANCIAL GROUP INC
News & sentiment via Polygon.io
