C & F FINANCIAL CORP
About C & F FINANCIAL CORP
C&F Financial Corp is an American bank holding company. The company through its subsidiaries offers banking and related financial services to both individuals and businesses. It operates in three business activities: Community Banking, Mortgage Banking, and Consumer Finance. It mainly provides a range of lending activities, which include residential mortgage loans, commercial real estate loans, non-prime automobile lending, land acquisition, and development loans, and consumer loans. The company generates maximum of its revenue from the Community Banking segment.
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Financial summary
- Revenue FY2025
- $140.8M
- Net income
- $26.8M
- Total assets
- $2.8B
- Market cap
- $243.8M
- Operating margin
- 23.5%
- Net margin
- 19.2%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $140.8M
- Operating expenses
- $107.8M
- Operating income
- $33.1M
- Income tax
- $6.1M
- Net income
- $27.0M
- EPS (basic)
- $8.29
- EPS (diluted)
- $8.29
Balance sheet
- Total assets
- $2.8B
- Current assets
- $2.8B
- Total liabilities
- $2.5B
- Current liabilities
- $2.5B
- Shareholders’ equity
- $262.3M
Cash flow
- Operating cash flow
- $24.5M
- Investing cash flow
- -$169.4M
- Financing cash flow
- $158.4M
- Net cash flow
- $13.5M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $243.8M
- P/E ratio
- 9.0
- EPS (diluted)
- $8.29
- Dividend yield
- 2.58%
- Shares outstanding
- 3.3M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jan 26, 1998
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $26.8M in FY2025.
- Revenue grew 5% from FY2021 to FY2025.
- Trading 8% below its 52-week high.
- Pays a dividend yielding about 2.58% annually.
- Valued at a price-to-earnings (P/E) ratio of 9.0.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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