Chime Financial, Inc.
About Chime Financial, Inc.
Chime Financial Inc is a financial technology company that provides digital banking services through its proprietary technology platform in partnership with third-party banks. The company offers various financial products and services designed to meet members' financial needs, including spending accounts, liquidity solutions, credit-building tools, savings products, and community-focused financial services.
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Financial summary
- Revenue FY2025
- $2.2B
- Net income
- -$1.0B
- Total assets
- $2.0B
- Market cap
- $6.7B
- Gross margin
- 88.0%
- Operating margin
- -47.6%
- Net margin
- -46.2%
Source: SEC EDGAR · updated Jun 7, 2026
Financial statements
Income statement
- Revenue
- $2.2B
- Cost of revenue
- $263.0M
- Gross profit
- $1.9B
- Operating expenses
- $3.0B
- Operating income
- -$1.0B
- Income tax
- $831.0K
- Net income
- -$1.0B
- EPS (basic)
- $-4.27
- EPS (diluted)
- $-4.27
Balance sheet
- Total assets
- $2.0B
- Current assets
- $1.8B
- Total liabilities
- $562.9M
- Current liabilities
- $387.9M
- Shareholders’ equity
- $1.4B
Cash flow
- Operating cash flow
- $52.8M
- Investing cash flow
- -$289.7M
- Financing cash flow
- $367.7M
- Net cash flow
- $130.8M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $6.7B
- EPS (diluted)
- $-4.27
- Shares outstanding
- 379.1M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jun 12, 2025
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Reported a net loss of $1.0B in FY2025.
- Gross margin of 88.0%, net margin -46.2%.
- Trading 53% below its 52-week high.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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