Chime Financial, Inc. (CHYM)
About Chime Financial, Inc.
Chime Financial Inc is a financial technology company that provides digital banking services through its proprietary technology platform in partnership with third-party banks. The company offers various financial products and services designed to meet members' financial needs, including spending accounts, liquidity solutions, credit-building tools, savings products, and community-focused financial services.
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Financial summary
- Revenue FY2025
- $2.2B
- Net income
- -$1.0B
- Total assets
- $2.0B
- Market cap
- $6.7B
- Gross margin
- 88.0%
- Operating margin
- -47.6%
- Net margin
- -46.2%
Source: SEC EDGAR · updated Jun 7, 2026
Financial statements
Income statement
- Revenue
- $2.2B
- Cost of revenue
- $263.0M
- Gross profit
- $1.9B
- Operating expenses
- $3.0B
- Operating income
- -$1.0B
- Income tax
- $831.0K
- Net income
- -$1.0B
- EPS (basic)
- $-4.27
- EPS (diluted)
- $-4.27
Balance sheet
- Total assets
- $2.0B
- Current assets
- $1.8B
- Total liabilities
- $562.9M
- Current liabilities
- $387.9M
- Shareholders’ equity
- $1.4B
Cash flow
- Operating cash flow
- $52.8M
- Investing cash flow
- -$289.7M
- Financing cash flow
- $367.7M
- Net cash flow
- $130.8M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $6.7B
- EPS (diluted)
- $-4.27
- Shares outstanding
- 321.9M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jun 12, 2025
Chime Financial, Inc. (CHYM) Stock Price
- Reported a net loss of $1.0B in FY2025.
- Gross margin of 88.0%, net margin -46.2%.
- Trading 43% below its 52-week high.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about Chime Financial, Inc.
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Chime Financial, Inc.: frequently asked questions
Is Chime Financial, Inc. an American company?
Chime Financial, Inc. is a US-based company headquartered in San Francisco, California, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is Chime Financial, Inc. headquartered?
Chime Financial, Inc. is headquartered in San Francisco, California, United States.
Is Chime Financial, Inc. publicly traded?
Yes — Chime Financial, Inc. is a publicly traded company. Its stock trades under the ticker symbol CHYM on the NASDAQ.
What does Chime Financial, Inc. do?
Chime Financial, Inc. is an American Financial Services company in the Business & Financial Services sector.