CITIZENS, INC.
About CITIZENS, INC.
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. The company operates in two business segments namely the Domestic Insurance and International Insurance segments.. The company majority generates revenues from Life Insurance segment. Company operates in USA, Columbia, Taiwan, Venezuela, Ecuador, Argentina, and Others.
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Financial summary
- Revenue FY2025
- $255.6M
- Net income
- $14.6M
- Total assets
- $1.8B
- Market cap
- $261.9M
- Operating margin
- 6.8%
- Net margin
- 5.7%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $255.6M
- Operating expenses
- $238.1M
- Operating income
- $17.5M
- Income tax
- $2.9M
- Net income
- $14.6M
Balance sheet
- Total assets
- $1.8B
- Current assets
- $1.8B
- Total liabilities
- $1.5B
- Current liabilities
- $1.5B
- Shareholders’ equity
- $235.0M
Cash flow
- Operating cash flow
- $18.0M
- Investing cash flow
- -$19.7M
- Financing cash flow
- -$4.6M
- Net cash flow
- -$6.3M
Statements via Polygon.io (SEC filings)
- Market cap
- $261.9M
- Shares outstanding
- 49.4M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Dec 30, 1988
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $14.6M in FY2025.
- Revenue grew 7% from FY2020 to FY2025.
- Trading 15% below its 52-week high.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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