CONSUMER PORTFOLIO SERVICES, INC. (CPSS)
About CONSUMER PORTFOLIO SERVICES, INC.
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
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Financial summary
- Revenue FY2025
- $434.5M
- Net income
- $19.3M
- Total assets
- $3.9B
- Market cap
- $204.6M
- Operating margin
- 7.0%
- Net margin
- 4.9%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $393.5M
- Operating expenses
- $366.1M
- Operating income
- $27.4M
- Income tax
- $8.2M
- Net income
- $19.2M
- EPS (basic)
- $0.90
- EPS (diluted)
- $0.79
Balance sheet
- Total assets
- $3.5B
- Current assets
- $3.5B
- Total liabilities
- $3.2B
- Current liabilities
- $3.2B
- Shareholders’ equity
- $292.8M
Cash flow
- Operating cash flow
- $233.8M
- Investing cash flow
- -$769.7M
- Financing cash flow
- $547.9M
- Net cash flow
- $12.0M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $204.6M
- P/E ratio
- 12.0
- EPS (diluted)
- $0.79
- Shares outstanding
- 21.7M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Oct 22, 1992
Consumer Portfolio Services, Inc. (CPSS) Stock Price
- Profitable — net income of $19.3M in FY2025.
- Revenue grew 45% from FY2020 to FY2024.
- Trading 8% below its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 12.0.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about CONSUMER PORTFOLIO SERVICES, INC.
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Consumer Portfolio Services, Inc.: frequently asked questions
Is Consumer Portfolio Services, Inc. an American company?
Consumer Portfolio Services, Inc. is a US-based company headquartered in Las Vegas, Nevada, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is Consumer Portfolio Services, Inc. headquartered?
Consumer Portfolio Services, Inc. is headquartered in Las Vegas, Nevada, United States.
Is Consumer Portfolio Services, Inc. publicly traded?
Yes — Consumer Portfolio Services, Inc. is a publicly traded company. Its stock trades under the ticker symbol CPSS on the NASDAQ.
What does Consumer Portfolio Services, Inc. do?
Consumer Portfolio Services, Inc. is an American Financial Services company in the Business & Financial Services sector.
