Fifth District Bancorp, Inc.
About Fifth District Bancorp, Inc.
Fifth District Bancorp inc is a holding company of Fifth District. The company's loan portfolio consists mainly of fixed-rate one- to four-family residential mortgage loans. It also originates construction loans (residential and commercial), home equity loans, home equity lines of credit, land loans, commercial real estate loans, commercial and industrial loans, and share loans (secured by deposit accounts), and purchase consumer and commercial business loans. The company offers a variety of deposit accounts, including checking accounts, money market accounts, and certificates of deposit. In addition, it offers electronic banking services including mobile banking, online banking, telephone banking, bill pay, and electronic funds transfer via SmartPay.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Revenue FY2025
- $605.0K
- Net income
- $4.1M
- Total assets
- $534.4M
- Market cap
- $79.3M
- Operating margin
- 691.7%
- Net margin
- 675.7%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $605.0K
- Operating expenses
- -$3.6M
- Operating income
- $4.2M
- Income tax
- $97.0K
- Net income
- $4.1M
- EPS (basic)
- $0.80
- EPS (diluted)
- $0.80
Balance sheet
- Total assets
- $534.4M
- Current assets
- $534.4M
- Total liabilities
- $404.6M
- Current liabilities
- $404.6M
- Shareholders’ equity
- $129.8M
Cash flow
- Operating cash flow
- $1.3M
- Investing cash flow
- -$5.0M
- Financing cash flow
- -$360.0K
- Net cash flow
- -$4.1M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $79.3M
- P/E ratio
- 19.1
- EPS (diluted)
- $0.8
- Shares outstanding
- 5.2M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Aug 1, 2024
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $4.1M in FY2025.
- Revenue declined 2% from FY2024 to FY2025.
- Trading near its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 19.1.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
No reviews yet. Be the first to review Fifth District Bancorp, Inc..
