FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF)
About FRANKLIN FINANCIAL SERVICES CORP /PA/
Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking, and trust services normally associated with community banks. It offers a broad range of banking services to businesses, individuals, and governmental entities, which include accepting and maintaining cheques, savings, and time deposit accounts, providing investment and trust services, making loans and providing safe deposit facilities. The bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.
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Financial summary
- Net income
- $21.2M
- Total assets
- $2.2B
- Market cap
- $263.9M
- Operating margin
- 23.0%
- Net margin
- 18.6%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $114.4M
- Operating expenses
- $88.1M
- Operating income
- $26.3M
- Income tax
- $5.0M
- Net income
- $21.2M
- EPS (basic)
- $4.76
- EPS (diluted)
- $4.74
Balance sheet
- Total assets
- $2.2B
- Current assets
- $2.2B
- Total liabilities
- $2.1B
- Current liabilities
- $2.1B
- Shareholders’ equity
- $175.2M
Cash flow
- Operating cash flow
- $25.4M
- Investing cash flow
- -$107.0M
- Financing cash flow
- $5.7M
- Net cash flow
- -$75.9M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $263.9M
- P/E ratio
- 13.1
- EPS (diluted)
- $4.74
- Dividend yield
- 2.18%
- Shares outstanding
- 4.2M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Dec 22, 1998
Franklin Financial Services Corp /PA/ (FRAF) Stock Price
- Profitable — net income of $21.2M.
- Revenue grew 140% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 2.18% annually.
- Valued at a price-to-earnings (P/E) ratio of 13.1.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about FRANKLIN FINANCIAL SERVICES CORP /PA/
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Franklin Financial Services Corp /PA/: frequently asked questions
Is Franklin Financial Services Corp /PA/ an American company?
Franklin Financial Services Corp /PA/ is a US-based company headquartered in Chambersburg, Pennsylvania, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is Franklin Financial Services Corp /PA/ headquartered?
Franklin Financial Services Corp /PA/ is headquartered in Chambersburg, Pennsylvania, United States.
Is Franklin Financial Services Corp /PA/ publicly traded?
Yes — Franklin Financial Services Corp /PA/ is a publicly traded company. Its stock trades under the ticker symbol FRAF on the NASDAQ.
What does Franklin Financial Services Corp /PA/ do?
Franklin Financial Services Corp /PA/ is an American Financial Services company in the Business & Financial Services sector.
