Kentucky First Federal Bancorp
About Kentucky First Federal Bancorp
Kentucky First Federal Bancorp is a holding company. The company, through its subsidiaries, is engaged mainly in the business of accepting deposits from the general public and using such funds to originate loans secured by first mortgages on owner-occupied, residential real estate and other loans secured by real estate. Its primary products and services include Residential mortgage loans, Multi-family loans, Construction loans, and types of deposits etc. The company mainly operates in Perry, Franklin, Boyle, and Garrard and surrounding counties in Kentucky, USA.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Net income
- $181.0K
- Total assets
- $371.2M
- Market cap
- $38.6M
- Operating margin
- 2.9%
- Net margin
- 2.2%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $8.3M
- Operating expenses
- $8.1M
- Operating income
- $238.0K
- Income tax
- $57.0K
- Net income
- $181.0K
- EPS (basic)
- $0.02
- EPS (diluted)
- $0.02
Balance sheet
- Total assets
- $371.2M
- Current assets
- $371.2M
- Total liabilities
- $322.8M
- Current liabilities
- $322.8M
- Shareholders’ equity
- $48.4M
Cash flow
- Operating cash flow
- -$86.0K
- Investing cash flow
- $6.1M
- Financing cash flow
- -$4.8M
- Net cash flow
- $1.2M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $38.6M
- P/E ratio
- 238.0
- EPS (diluted)
- $0.02
- Dividend yield
- 8.4%
- Shares outstanding
- 8.1M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Mar 3, 2005
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $181.0K.
- Revenue declined 31% from FY2021 to FY2025.
- Trading 4% below its 52-week high.
- Pays a dividend yielding about 8.4% annually.
- Valued at a price-to-earnings (P/E) ratio of 238.0.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
No reviews yet. Be the first to review Kentucky First Federal Bancorp.
Write a review
News about Kentucky First Federal Bancorp
News & sentiment via Polygon.io
