NAVIENT CORP
About NAVIENT CORP
Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in two segments: Federal Education Loans, and Consumer Lending. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.
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Financial summary
- Revenue FY2024
- $271.0M
- Net income
- -$80.0M
- Total assets
- $48.7B
- Market cap
- $734.1M
- Gross margin
- 92.4%
- Operating margin
- 86.5%
- Net margin
- -2.6%
Source: SEC EDGAR · updated Jun 8, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $3.1B
- Cost of revenue
- $237.0M
- Gross profit
- $2.9B
- Operating expenses
- $421.0M
- Operating income
- $2.7B
- Income tax
- -$31.0M
- Net income
- -$80.0M
- EPS (basic)
- $-0.81
- EPS (diluted)
- $-0.81
Balance sheet
- Total assets
- $48.7B
- Current assets
- $48.7B
- Total liabilities
- $46.3B
- Current liabilities
- $46.3B
- Shareholders’ equity
- $2.4B
Cash flow
- Operating cash flow
- $441.0M
- Investing cash flow
- $2.7B
- Financing cash flow
- -$3.2B
- Net cash flow
- $1.0M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $734.1M
- EPS (diluted)
- $-0.81
- Dividend yield
- 8.23%
- Shares outstanding
- 94.4M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Apr 17, 2014
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Reported a net loss of $80.0M in FY2024.
- Revenue grew 701% from FY2020 to FY2025.
- Gross margin of 92.4%, net margin -2.6%.
- Trading 50% below its 52-week high.
- Pays a dividend yielding about 8.23% annually.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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