nCino, Inc.
About nCino, Inc.
Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capabilities for mortgage lending, onboarding, account opening, indirect auto lending, and analytics and AI. The company operates as one operating segment.
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Financial summary
- Revenue FY2026
- $594.8M
- Net income
- $5.2M
- Total assets
- $1.6B
- Market cap
- $1.6B
- Gross margin
- 60.6%
- Operating margin
- 0.6%
- Net margin
- 1.6%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $594.8M
- Cost of revenue
- $234.6M
- Gross profit
- $360.2M
- Operating expenses
- $356.4M
- Operating income
- $3.7M
- Income tax
- -$3.0M
- Net income
- $9.7M
- EPS (basic)
- $0.05
- EPS (diluted)
- $0.05
Balance sheet
- Total assets
- $1.6B
- Current assets
- $293.5M
- Total liabilities
- $579.5M
- Current liabilities
- $294.5M
- Shareholders’ equity
- $1.1B
Cash flow
- Operating cash flow
- $90.1M
- Investing cash flow
- -$54.1M
- Financing cash flow
- -$73.0M
- Net cash flow
- -$32.6M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $1.6B
- P/E ratio
- 300.8
- EPS (diluted)
- $0.05
- Shares outstanding
- 108.7M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jul 14, 2020
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $5.2M in FY2026.
- Revenue grew 117% from FY2022 to FY2026.
- Gross margin of 60.6%, net margin 1.6%.
- Trading 54% below its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 300.8.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about nCino, Inc.
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