OCEANFIRST FINANCIAL CORP
About OCEANFIRST FINANCIAL CORP
OceanFirst Financial Corp is engaged in the banking sector of the United States. It conducts the business of attracting retail and business deposits and investing them in loans, consisting of single-family, owner-occupied residential mortgage loans and commercial real estate loans. The company's sole segment deals with the delivery of loan and deposit products to customers. The bank's revenues are derived principally from interest on its loans, and to a lesser extent, interest on its investment and mortgage-backed securities. The rest of its income is dependent on bank card services and wealth management products and services.
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Financial summary
- Net income
- $71.0M
- Total assets
- $14.6B
- Market cap
- $1.0B
- Operating margin
- 53.9%
- Net margin
- 11.1%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $642.5M
- Operating expenses
- $296.2M
- Operating income
- $346.2M
- Income tax
- $21.5M
- Net income
- $71.0M
- EPS (basic)
- $1.17
- EPS (diluted)
- $1.17
Balance sheet
- Total assets
- $14.6B
- Current assets
- $14.6B
- Total liabilities
- $12.9B
- Current liabilities
- $12.9B
- Shareholders’ equity
- $1.7B
Cash flow
- Operating cash flow
- $87.2M
- Investing cash flow
- -$1.2B
- Financing cash flow
- $1.1B
- Net cash flow
- $11.5M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $1.0B
- P/E ratio
- 15.4
- EPS (diluted)
- $1.17
- Dividend yield
- 4.45%
- Shares outstanding
- 58.1M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jul 3, 1996
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $71.0M.
- Revenue grew 88% from FY2021 to FY2025.
- Trading 12% below its 52-week high.
- Pays a dividend yielding about 4.45% annually.
- Valued at a price-to-earnings (P/E) ratio of 15.4.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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