OHIO VALLEY BANC CORP (OVBC)
About OHIO VALLEY BANC CORP
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
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Financial summary
- Net income
- $15.6M
- Total assets
- $1.6B
- Market cap
- $226.8M
- Operating margin
- 22.8%
- Net margin
- 18.3%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $85.2M
- Operating expenses
- $65.8M
- Operating income
- $19.5M
- Income tax
- $3.9M
- Net income
- $15.6M
- EPS (basic)
- $3.31
Balance sheet
- Total assets
- $1.6B
- Current assets
- $1.6B
- Total liabilities
- $1.4B
- Current liabilities
- $1.4B
- Shareholders’ equity
- $170.3M
Cash flow
- Operating cash flow
- $18.1M
- Investing cash flow
- -$110.6M
- Financing cash flow
- $55.3M
- Net cash flow
- -$37.2M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $226.8M
- Dividend yield
- 2.37%
- Shares outstanding
- 5.4M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Nov 4, 1994
Ohio Valley Banc Corp (OVBC) Stock Price
- Profitable — net income of $15.6M.
- Revenue grew 91% from FY2021 to FY2025.
- Trading 16% below its 52-week high.
- Pays a dividend yielding about 2.37% annually.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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Ohio Valley Banc Corp: frequently asked questions
Is Ohio Valley Banc Corp an American company?
Ohio Valley Banc Corp is a US-based company headquartered in Gallipolis, Ohio, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is Ohio Valley Banc Corp headquartered?
Ohio Valley Banc Corp is headquartered in Gallipolis, Ohio, United States.
Is Ohio Valley Banc Corp publicly traded?
Yes — Ohio Valley Banc Corp is a publicly traded company. Its stock trades under the ticker symbol OVBC on the NASDAQ.
What does Ohio Valley Banc Corp do?
Ohio Valley Banc Corp is an American Financial Services company in the Business & Financial Services sector.