Oportun Financial Corp (OPRT)
About Oportun Financial Corp
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
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Financial summary
- Revenue FY2025
- $19.5M
- Net income
- $25.2M
- Total assets
- $3.3B
- Market cap
- $217.3M
- Operating margin
- 62.2%
- Net margin
- 2.6%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $956.7M
- Operating expenses
- $361.8M
- Operating income
- $594.9M
- Income tax
- $18.8M
- Net income
- $25.2M
- EPS (basic)
- $0.54
- EPS (diluted)
- $0.53
Balance sheet
- Total assets
- $3.3B
- Current assets
- $3.3B
- Total liabilities
- $2.9B
- Current liabilities
- $2.9B
- Shareholders’ equity
- $390.1M
Cash flow
- Operating cash flow
- $413.4M
- Investing cash flow
- -$369.7M
- Financing cash flow
- -$59.4M
- Net cash flow
- -$15.7M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $217.3M
- P/E ratio
- 10.5
- EPS (diluted)
- $0.53
- Shares outstanding
- 38.9M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Sep 26, 2019
Oportun Financial Corp (OPRT) Stock Price
- Profitable — net income of $25.2M in FY2025.
- Revenue grew 53% from FY2021 to FY2025.
- Trading 27% below its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 10.5.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about Oportun Financial Corp
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Oportun Financial Corp: frequently asked questions
Is Oportun Financial Corp an American company?
Oportun Financial Corp is a US-based company headquartered in San Mateo, California, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is Oportun Financial Corp headquartered?
Oportun Financial Corp is headquartered in San Mateo, California, United States.
Is Oportun Financial Corp publicly traded?
Yes — Oportun Financial Corp is a publicly traded company. Its stock trades under the ticker symbol OPRT on the NASDAQ.
What does Oportun Financial Corp do?
Oportun Financial Corp is an American Financial Services company in the Business & Financial Services sector.