Oportun Financial Corp
About Oportun Financial Corp
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
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Financial summary
- Revenue FY2025
- $19.5M
- Net income
- $25.2M
- Total assets
- $3.3B
- Market cap
- $217.3M
- Operating margin
- 62.2%
- Net margin
- 2.6%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $956.7M
- Operating expenses
- $361.8M
- Operating income
- $594.9M
- Income tax
- $18.8M
- Net income
- $25.2M
- EPS (basic)
- $0.54
- EPS (diluted)
- $0.53
Balance sheet
- Total assets
- $3.3B
- Current assets
- $3.3B
- Total liabilities
- $2.9B
- Current liabilities
- $2.9B
- Shareholders’ equity
- $390.1M
Cash flow
- Operating cash flow
- $413.4M
- Investing cash flow
- -$369.7M
- Financing cash flow
- -$59.4M
- Net cash flow
- -$15.7M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $217.3M
- P/E ratio
- 9.0
- EPS (diluted)
- $0.53
- Shares outstanding
- 45.5M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Sep 26, 2019
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $25.2M in FY2025.
- Revenue grew 53% from FY2021 to FY2025.
- Trading 38% below its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 9.0.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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