OppFi Inc. (OPFI)
About OppFi Inc.
OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.
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Financial summary
- Net income
- $26.3M
- Total assets
- $754.1M
- Market cap
- $709.6M
- Operating margin
- 43.7%
- Net margin
- 38.4%
Source: SEC EDGAR · updated Jun 8, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $381.2M
- Operating expenses
- $214.5M
- Operating income
- $166.7M
- Income tax
- $9.9M
- Net income
- $146.2M
- EPS (basic)
- $0.99
- EPS (diluted)
- $0.99
Balance sheet
- Total assets
- $754.1M
- Current assets
- $754.1M
- Total liabilities
- $445.2M
- Current liabilities
- $445.2M
- Shareholders’ equity
- $308.9M
Cash flow
- Operating cash flow
- $401.3M
- Investing cash flow
- -$307.8M
- Financing cash flow
- -$88.5M
- Net cash flow
- $5.0M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $709.6M
- P/E ratio
- 9.1
- EPS (diluted)
- $0.99
- Dividend yield
- 2.77%
- Shares outstanding
- 78.7M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jul 21, 2021
OppFi Inc. (OPFI) Stock Price
- Profitable — net income of $26.3M.
- Revenue grew 45% from FY2021 to FY2025.
- Trading 38% below its 52-week high.
- Pays a dividend yielding about 2.77% annually.
- Valued at a price-to-earnings (P/E) ratio of 9.1.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about OppFi Inc.
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OppFi Inc.: frequently asked questions
Is OppFi Inc. an American company?
OppFi Inc. is a US-based company headquartered in Chicago, Illinois, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is OppFi Inc. headquartered?
OppFi Inc. is headquartered in Chicago, Illinois, United States.
Is OppFi Inc. publicly traded?
Yes — OppFi Inc. is a publicly traded company. Its stock trades under the ticker symbol OPFI on the NYSE.
What does OppFi Inc. do?
OppFi Inc. is an American Financial Services company in the Business & Financial Services sector.
When was OppFi Inc. founded?
OppFi Inc. was founded in 2012.
