OppFi Inc.
About OppFi Inc.
OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Net income
- $26.3M
- Total assets
- $754.1M
- Market cap
- $709.6M
- Operating margin
- 43.7%
- Net margin
- 38.4%
Source: SEC EDGAR · updated Jun 8, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $381.2M
- Operating expenses
- $214.5M
- Operating income
- $166.7M
- Income tax
- $9.9M
- Net income
- $146.2M
- EPS (basic)
- $0.99
- EPS (diluted)
- $0.99
Balance sheet
- Total assets
- $754.1M
- Current assets
- $754.1M
- Total liabilities
- $445.2M
- Current liabilities
- $445.2M
- Shareholders’ equity
- $308.9M
Cash flow
- Operating cash flow
- $401.3M
- Investing cash flow
- -$307.8M
- Financing cash flow
- -$88.5M
- Net cash flow
- $5.0M
Statements via Polygon.io (SEC filings)
- Market cap
- $709.6M
- P/E ratio
- 7.9
- EPS (diluted)
- $0.99
- Dividend yield
- 3.19%
- Shares outstanding
- 90.5M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jul 21, 2021
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $26.3M.
- Revenue grew 45% from FY2021 to FY2025.
- Trading 46% below its 52-week high.
- Pays a dividend yielding about 3.19% annually.
- Valued at a price-to-earnings (P/E) ratio of 7.9.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
No reviews yet. Be the first to review OppFi Inc..
Write a review
News about OppFi Inc.
News & sentiment via Polygon.io
