OptimumBank Holdings, Inc.
About OptimumBank Holdings, Inc.
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
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Financial summary
- Net income
- $16.6M
- Total assets
- $1.1B
- Market cap
- $67.5M
- Operating margin
- 34.5%
- Net margin
- 25.9%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $64.4M
- Operating expenses
- $42.2M
- Operating income
- $22.2M
- Income tax
- $5.5M
- Net income
- $16.6M
- EPS (basic)
- $1.42
- EPS (diluted)
- $0.71
Balance sheet
- Total assets
- $1.1B
- Current assets
- $1.1B
- Total liabilities
- $989.8M
- Current liabilities
- $989.8M
- Shareholders’ equity
- $121.9M
Cash flow
- Operating cash flow
- $17.8M
- Investing cash flow
- -$156.7M
- Financing cash flow
- $159.8M
- Net cash flow
- $20.9M
Statements via Polygon.io (SEC filings)
- Market cap
- $67.5M
- P/E ratio
- 7.8
- EPS (diluted)
- $0.71
- Shares outstanding
- 12.2M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- May 8, 2003
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $16.6M.
- Revenue grew 519% from FY2021 to FY2025.
- Trading near its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 7.8.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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