Pathfinder Bancorp, Inc.
About Pathfinder Bancorp, Inc.
Pathfinder Bancorp Inc is a holding company for Pathfinder Bank. The Pathfinder Bank is a commercial bank engaged in attracting deposits from the general public and investing such deposits, together with other sources of funds, in loans secured by residential real estate, commercial real estate, small business loans, and consumer loans. The bank invests a portion of its assets in debt securities issued by the United States Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. The principal source of income is interest on loans and investment securities.
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Financial summary
- Net income
- -$1.9M
- Total assets
- $1.4B
- Market cap
- $86.7M
- Operating margin
- -5.3%
- Net margin
- -2.5%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $76.7M
- Operating expenses
- $80.7M
- Operating income
- -$4.1M
- Income tax
- -$2.2M
- Net income
- -$1.9M
Balance sheet
- Total assets
- $1.4B
- Current assets
- $1.4B
- Total liabilities
- $1.3B
- Current liabilities
- $1.3B
- Shareholders’ equity
- $122.5M
Cash flow
- Operating cash flow
- $11.7M
- Investing cash flow
- $40.4M
- Financing cash flow
- -$52.5M
- Net cash flow
- -$402.0K
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $86.7M
- Dividend yield
- 2.83%
- Shares outstanding
- 6.1M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- May 30, 1996
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Reported a net loss of $1.9M.
- Revenue grew 67% from FY2021 to FY2025.
- Trading 13% below its 52-week high.
- Pays a dividend yielding about 2.83% annually.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about Pathfinder Bancorp, Inc.
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