PRA GROUP INC
About PRA GROUP INC
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
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Financial summary
- Revenue FY2025
- $1.2B
- Net income
- -$305.1M
- Total assets
- $5.1B
- Market cap
- $610.6M
- Operating margin
- -2.5%
- Net margin
- -24.1%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $1.2B
- Operating expenses
- $1.2B
- Operating income
- -$30.3M
- Income tax
- $46.7M
- Net income
- -$290.0M
- EPS (basic)
- $-7.79
- EPS (diluted)
- $-7.79
Balance sheet
- Total assets
- $5.1B
- Current assets
- $5.1B
- Total liabilities
- $4.1B
- Current liabilities
- $4.1B
- Shareholders’ equity
- $1.0B
Cash flow
- Operating cash flow
- -$85.5M
- Investing cash flow
- -$59.9M
- Financing cash flow
- $116.0M
- Net cash flow
- $1.2M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $610.6M
- EPS (diluted)
- $-7.79
- Shares outstanding
- 40.2M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Nov 8, 2002
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Reported a net loss of $305.1M in FY2025.
- Revenue grew 13% from FY2020 to FY2025.
- Trading 32% below its 52-week high.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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