PROVIDENT FINANCIAL HOLDINGS INC
About PROVIDENT FINANCIAL HOLDINGS INC
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Net income
- $6.3M
- Total assets
- $1.2B
- Market cap
- $105.8M
- Operating margin
- 15.7%
- Net margin
- 11.0%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $56.6M
- Operating expenses
- $47.8M
- Operating income
- $8.9M
- Income tax
- $2.6M
- Net income
- $6.3M
- EPS (basic)
- $0.93
- EPS (diluted)
- $0.93
Balance sheet
- Total assets
- $1.2B
- Current assets
- $1.2B
- Total liabilities
- $1.1B
- Current liabilities
- $1.1B
- Shareholders’ equity
- $128.5M
Cash flow
- Operating cash flow
- $8.7M
- Investing cash flow
- $26.5M
- Financing cash flow
- -$33.4M
- Net cash flow
- $1.7M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $105.8M
- P/E ratio
- 18.1
- EPS (diluted)
- $0.93
- Dividend yield
- 3.34%
- Shares outstanding
- 6.3M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jun 28, 1996
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $6.3M.
- Revenue grew 33% from FY2020 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 3.34% annually.
- Valued at a price-to-earnings (P/E) ratio of 18.1.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
No reviews yet. Be the first to review PROVIDENT FINANCIAL HOLDINGS INC.
Write a review
News about PROVIDENT FINANCIAL HOLDINGS INC
News & sentiment via Polygon.io
