Ready Capital Corp
About Ready Capital Corp
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
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Financial summary
- Net income
- $44.9M
- Total assets
- $7.8B
- Market cap
- $282.5M
- Operating margin
- -53.2%
- Net margin
- -38.8%
Source: SEC EDGAR · updated Jun 8, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $569.2M
- Operating expenses
- $871.7M
- Operating income
- -$302.6M
- Income tax
- -$86.7M
- Net income
- -$221.1M
- EPS (basic)
- $-1.44
- EPS (diluted)
- $-1.44
Balance sheet
- Total assets
- $7.8B
- Current assets
- $7.8B
- Total liabilities
- $6.1B
- Current liabilities
- $6.1B
- Shareholders’ equity
- $1.6B
Cash flow
- Operating cash flow
- $432.1M
- Investing cash flow
- $1.6B
- Financing cash flow
- -$2.0B
- Net cash flow
- $37.0M
Statements via Polygon.io (SEC filings)
- Market cap
- $282.5M
- EPS (diluted)
- $-1.44
- Dividend yield
- 2.31%
- Shares outstanding
- 163.3M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Feb 8, 2013
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $44.9M.
- Revenue grew 120% from FY2020 to FY2025.
- Trading 63% below its 52-week high.
- Pays a dividend yielding about 2.31% annually.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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