Rhinebeck Bancorp, Inc.
About Rhinebeck Bancorp, Inc.
Rhinebeck Bancorp Inc is the holding company for Rhinebeck Bank, which is a New York-chartered stock savings bank. It provides a full range of banking and financial services to consumer and commercial customers. Financial services, including investment advisory and financial product sales, are offered through a division of the Bank doing business as Rhinebeck Asset Management. The Bank's primary business activity is accepting deposits from the general public and using those funds together with borrowings, to originate commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and indirect automobile loans, and to purchase one- to four-family residential real estate loans and investment securities.
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Financial summary
- Net income
- $10.0M
- Total assets
- $1.3B
- Market cap
- $181.8M
- Operating margin
- 425.1%
- Net margin
- 336.6%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $3.0M
- Operating expenses
- -$9.7M
- Operating income
- $12.7M
- Income tax
- $2.6M
- Net income
- $10.0M
- EPS (basic)
- $0.93
- EPS (diluted)
- $0.92
Balance sheet
- Total assets
- $1.3B
- Current assets
- $1.3B
- Total liabilities
- $1.2B
- Current liabilities
- $1.2B
- Shareholders’ equity
- $136.9M
Cash flow
- Operating cash flow
- $11.7M
- Investing cash flow
- $21.2M
- Financing cash flow
- $31.6M
- Net cash flow
- $64.5M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $181.8M
- P/E ratio
- 17.9
- EPS (diluted)
- $0.92
- Shares outstanding
- 11.0M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jan 17, 2019
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $10.0M.
- Revenue grew 15% from FY2021 to FY2025.
- Trading near its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 17.9.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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