SMARTFINANCIAL INC.
About SMARTFINANCIAL INC.
SmartFinancial Inc operates as a bank holding company for SmartBank. It offers various banking and financial services to individuals and corporate customers. The principal business of the Bank consists of attracting deposits from the general public and investing those funds, together with funds generated from operations and from principal and interest payments on loans, mainly in commercial loans, commercial and residential real estate loans, consumer loans, and residential and commercial construction loans. The primary source of revenue is interest income from earning assets, namely loans and securities.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Net income
- $36.1M
- Total assets
- $5.9B
- Market cap
- $722.8M
- Operating margin
- 934.4%
- Net margin
- 764.9%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $6.6M
- Operating expenses
- -$54.9M
- Operating income
- $61.5M
- Income tax
- $11.2M
- Net income
- $50.3M
- EPS (basic)
- $3.00
- EPS (diluted)
- $2.98
Balance sheet
- Total assets
- $5.9B
- Current assets
- $5.9B
- Total liabilities
- $5.3B
- Current liabilities
- $5.3B
- Shareholders’ equity
- $552.5M
Cash flow
- Operating cash flow
- $61.7M
- Investing cash flow
- -$499.0M
- Financing cash flow
- $514.2M
- Net cash flow
- $76.8M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $722.8M
- P/E ratio
- 14.2
- EPS (diluted)
- $2.98
- Dividend yield
- 0.85%
- Shares outstanding
- 17.0M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Mar 19, 2003
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $36.1M.
- Revenue grew 204% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 0.85% annually.
- Valued at a price-to-earnings (P/E) ratio of 14.2.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
No reviews yet. Be the first to review SMARTFINANCIAL INC..
Write a review
News about SMARTFINANCIAL INC.
News & sentiment via Polygon.io
