Sound Financial Bancorp, Inc.
About Sound Financial Bancorp, Inc.
Sound Financial Bancorp Inc operates as the holding company for Sound Community Bank that provides traditional banking and other financial services for individuals and businesses. It attracts retail and commercial deposits from the public and invests those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four-family residences including home equity loans and lines of credit, commercial and multifamily real estate, construction and land, consumer and commercial business loans. The bank also offers secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans, and recreational vehicle loans.
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Financial summary
- Net income
- $7.2M
- Total assets
- $1.1B
- Market cap
- $100.7M
- Operating margin
- 15.1%
- Net margin
- 12.4%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $57.6M
- Operating expenses
- $48.9M
- Operating income
- $8.7M
- Income tax
- $1.5M
- Net income
- $7.2M
- EPS (basic)
- $2.79
- EPS (diluted)
- $2.77
Balance sheet
- Total assets
- $1.1B
- Current assets
- $1.1B
- Total liabilities
- $982.8M
- Current liabilities
- $982.8M
- Shareholders’ equity
- $109.4M
Cash flow
- Operating cash flow
- $7.2M
- Investing cash flow
- -$2.5M
- Financing cash flow
- $90.2M
- Net cash flow
- $94.8M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $100.7M
- P/E ratio
- 15.2
- EPS (diluted)
- $2.77
- Dividend yield
- 2.0%
- Shares outstanding
- 2.4M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Aug 24, 2012
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $7.2M.
- Revenue grew 70% from FY2021 to FY2025.
- Trading 18% below its 52-week high.
- Pays a dividend yielding about 2.0% annually.
- Valued at a price-to-earnings (P/E) ratio of 15.2.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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