UNITED BANCORP INC /OH/ (UBCP)
About UNITED BANCORP INC /OH/
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. The Company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The bank also operates in Marshall County, West Virginia.
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Financial summary
- Net income
- $7.8M
- Total assets
- $857.4M
- Market cap
- $91.9M
- Operating margin
- 18.5%
- Net margin
- 18.7%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $41.5M
- Operating expenses
- $33.8M
- Operating income
- $7.7M
- Income tax
- -$86.0K
- Net income
- $7.8M
- EPS (basic)
- $1.34
- EPS (diluted)
- $1.34
Balance sheet
- Total assets
- $857.4M
- Current assets
- $857.4M
- Total liabilities
- $786.9M
- Current liabilities
- $786.9M
- Shareholders’ equity
- $70.5M
Cash flow
- Operating cash flow
- $10.5M
- Investing cash flow
- -$4.5M
- Financing cash flow
- $21.0M
- Net cash flow
- $26.9M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $91.9M
- P/E ratio
- 11.8
- EPS (diluted)
- $1.34
- Dividend yield
- 4.91%
- Shares outstanding
- 5.8M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Mar 1, 1993
United Bancorp Inc /OH/ (UBCP) Stock Price
- Profitable — net income of $7.8M.
- Revenue grew 68% from FY2021 to FY2025.
- Trading 7% below its 52-week high.
- Pays a dividend yielding about 4.91% annually.
- Valued at a price-to-earnings (P/E) ratio of 11.8.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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United Bancorp Inc /OH/: frequently asked questions
Is United Bancorp Inc /OH/ an American company?
United Bancorp Inc /OH/ is a US-based company headquartered in Martins Ferry, Ohio, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is United Bancorp Inc /OH/ headquartered?
United Bancorp Inc /OH/ is headquartered in Martins Ferry, Ohio, United States.
Is United Bancorp Inc /OH/ publicly traded?
Yes — United Bancorp Inc /OH/ is a publicly traded company. Its stock trades under the ticker symbol UBCP on the NASDAQ.
What does United Bancorp Inc /OH/ do?
United Bancorp Inc /OH/ is an American Financial Services company in the Business & Financial Services sector.
