Velocity Financial, Inc.
About Velocity Financial, Inc.
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Net income
- $105.1M
- Total assets
- $7.4B
- Market cap
- $685.4M
- Operating margin
- 78.7%
- Net margin
- 56.5%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $185.8M
- Operating expenses
- $39.5M
- Operating income
- $146.2M
- Income tax
- $41.3M
- Net income
- $105.0M
- EPS (basic)
- $2.81
- EPS (diluted)
- $2.75
Balance sheet
- Total assets
- $7.4B
- Current assets
- $7.4B
- Total liabilities
- $6.7B
- Current liabilities
- $6.7B
- Shareholders’ equity
- $675.7M
Cash flow
- Operating cash flow
- $18.2M
- Investing cash flow
- -$1.5B
- Financing cash flow
- $1.7B
- Net cash flow
- $178.4M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $685.4M
- P/E ratio
- 6.3
- EPS (diluted)
- $2.75
- Shares outstanding
- 39.9M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jan 17, 2020
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $105.1M.
- Revenue grew 145% from FY2021 to FY2025.
- Trading 17% below its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 6.3.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
No reviews yet. Be the first to review Velocity Financial, Inc..
Write a review
News about Velocity Financial, Inc.
News & sentiment via Polygon.io
