Velocity Financial, Inc. (VEL)
About Velocity Financial, Inc.
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
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Financial summary
- Net income
- $105.1M
- Total assets
- $7.4B
- Market cap
- $685.4M
- Operating margin
- 78.7%
- Net margin
- 56.5%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $185.8M
- Operating expenses
- $39.5M
- Operating income
- $146.2M
- Income tax
- $41.3M
- Net income
- $105.0M
- EPS (basic)
- $2.81
- EPS (diluted)
- $2.75
Balance sheet
- Total assets
- $7.4B
- Current assets
- $7.4B
- Total liabilities
- $6.7B
- Current liabilities
- $6.7B
- Shareholders’ equity
- $675.7M
Cash flow
- Operating cash flow
- $18.2M
- Investing cash flow
- -$1.5B
- Financing cash flow
- $1.7B
- Net cash flow
- $178.4M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $685.4M
- P/E ratio
- 6.3
- EPS (diluted)
- $2.75
- Shares outstanding
- 39.4M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jan 17, 2020
Velocity Financial, Inc. (VEL) Stock Price
- Profitable — net income of $105.1M.
- Revenue grew 145% from FY2021 to FY2025.
- Trading 16% below its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 6.3.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about Velocity Financial, Inc.
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Velocity Financial, Inc.: frequently asked questions
Is Velocity Financial, Inc. an American company?
Velocity Financial, Inc. is a US-based company headquartered in Westlake Village, California, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is Velocity Financial, Inc. headquartered?
Velocity Financial, Inc. is headquartered in Westlake Village, California, United States.
Is Velocity Financial, Inc. publicly traded?
Yes — Velocity Financial, Inc. is a publicly traded company. Its stock trades under the ticker symbol VEL on the NYSE.
What does Velocity Financial, Inc. do?
Velocity Financial, Inc. is an American Financial Services company in the Business & Financial Services sector.
