WORLD ACCEPTANCE CORP (WRLD)
About WORLD ACCEPTANCE CORP
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
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Financial summary
- Revenue FY2026
- $585.2M
- Net income
- $34.6M
- Total assets
- $1.1B
- Market cap
- $776.3M
- Operating margin
- 7.7%
- Net margin
- 5.9%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $585.2M
- Operating expenses
- $539.9M
- Operating income
- $45.2M
- Income tax
- $10.7M
- Net income
- $34.6M
- EPS (basic)
- $7.00
- EPS (diluted)
- $6.88
Balance sheet
- Total assets
- $1.1B
- Current assets
- $1.1B
- Total liabilities
- $703.1M
- Current liabilities
- $703.1M
- Shareholders’ equity
- $351.0M
Cash flow
- Operating cash flow
- $259.4M
- Investing cash flow
- -$232.9M
- Financing cash flow
- -$6.8M
- Net cash flow
- $19.6M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $776.3M
- P/E ratio
- 29.7
- EPS (diluted)
- $6.88
- Shares outstanding
- 3.8M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Nov 26, 1991
World Acceptance Corp (WRLD) Stock Price
- Profitable — net income of $34.6M in FY2026.
- Revenue grew 0% from FY2022 to FY2026.
- Trading 9% below its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 29.7.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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World Acceptance Corp: frequently asked questions
Is World Acceptance Corp an American company?
World Acceptance Corp is a US-based company headquartered in Greenville, South Carolina, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is World Acceptance Corp headquartered?
World Acceptance Corp is headquartered in Greenville, South Carolina, United States.
Is World Acceptance Corp publicly traded?
Yes — World Acceptance Corp is a publicly traded company. Its stock trades under the ticker symbol WRLD on the NASDAQ.
What does World Acceptance Corp do?
World Acceptance Corp is an American Financial Services company in the Business & Financial Services sector.
