WORLD ACCEPTANCE CORP
About WORLD ACCEPTANCE CORP
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
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Financial summary
- Revenue FY2026
- $585.2M
- Net income
- $34.6M
- Total assets
- $1.1B
- Market cap
- $776.3M
- Operating margin
- 7.7%
- Net margin
- 5.9%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $585.2M
- Operating expenses
- $539.9M
- Operating income
- $45.2M
- Income tax
- $10.7M
- Net income
- $34.6M
- EPS (basic)
- $7.00
- EPS (diluted)
- $6.88
Balance sheet
- Total assets
- $1.1B
- Current assets
- $1.1B
- Total liabilities
- $703.1M
- Current liabilities
- $703.1M
- Shareholders’ equity
- $351.0M
Cash flow
- Operating cash flow
- $259.4M
- Investing cash flow
- -$232.9M
- Financing cash flow
- -$6.8M
- Net cash flow
- $19.6M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $776.3M
- P/E ratio
- 24.8
- EPS (diluted)
- $6.88
- Shares outstanding
- 4.6M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Nov 26, 1991
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $34.6M in FY2026.
- Revenue grew 0% from FY2022 to FY2026.
- Trading 8% below its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 24.8.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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