Carter Bankshares, Inc.
About Carter Bankshares, Inc.
Carter Bankshares Inc is a bank holding company that conducts its business solely through the bank. The Bank earns revenue from interest on loans and securities and fees charged for financial services provided to customers. It offers a full range of deposit services including Lifetime Free Checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. The Bank offers a full range of commercial and consumer loans. The Bank also originates and holds fixed and variable-rate mortgage loans and offers home equity lines of credit to its customers.
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Financial summary
- Revenue FY2025
- $20.3M
- Net income
- $31.4M
- Total assets
- $4.9B
- Market cap
- $634.2M
- Operating margin
- 196.9%
- Net margin
- 154.4%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $20.3M
- Operating expenses
- -$19.7M
- Operating income
- $40.0M
- Income tax
- $8.6M
- Net income
- $31.4M
- EPS (basic)
- $1.38
- EPS (diluted)
- $1.38
Balance sheet
- Total assets
- $4.9B
- Current assets
- $4.9B
- Total liabilities
- $4.4B
- Current liabilities
- $4.4B
- Shareholders’ equity
- $419.7M
Cash flow
- Operating cash flow
- $39.9M
- Investing cash flow
- -$155.9M
- Financing cash flow
- $90.0M
- Net cash flow
- -$26.0M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $634.2M
- P/E ratio
- 20.8
- EPS (diluted)
- $1.38
- Dividend yield
- 1.39%
- Shares outstanding
- 22.1M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Feb 1, 2007
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $31.4M in FY2025.
- Revenue grew 2% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 1.39% annually.
- Valued at a price-to-earnings (P/E) ratio of 20.8.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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