UNITED COMMUNITY BANKS INC (UCB)
About UNITED COMMUNITY BANKS INC
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
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Financial summary
- Revenue FY2025
- $1.1B
- Net income
- $328.1M
- Total assets
- $28.0B
- Market cap
- $4.0B
- Operating margin
- 39.7%
- Net margin
- 30.9%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $1.1B
- Operating expenses
- $640.7M
- Operating income
- $422.4M
- Income tax
- $94.3M
- Net income
- $328.1M
- EPS (basic)
- $2.62
- EPS (diluted)
- $2.62
Balance sheet
- Total assets
- $28.0B
- Current assets
- $28.0B
- Total liabilities
- $24.4B
- Current liabilities
- $24.4B
- Shareholders’ equity
- $3.6B
Cash flow
- Operating cash flow
- $384.0M
- Investing cash flow
- $33.4M
- Financing cash flow
- -$541.6M
- Net cash flow
- -$124.1M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $4.0B
- P/E ratio
- 13.5
- EPS (diluted)
- $2.62
- Dividend yield
- 2.84%
- Shares outstanding
- 113.2M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- May 21, 1997
United Community Banks Inc (UCB) Stock Price
- Profitable — net income of $328.1M in FY2025.
- Revenue grew 18% from FY2024 to FY2025.
- Trading 5% below its 52-week high.
- Pays a dividend yielding about 2.84% annually.
- Valued at a price-to-earnings (P/E) ratio of 13.5.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about UNITED COMMUNITY BANKS INC
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United Community Banks Inc: frequently asked questions
Is United Community Banks Inc an American company?
United Community Banks Inc is a US-based company headquartered in Greenville, South Carolina, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is United Community Banks Inc headquartered?
United Community Banks Inc is headquartered in Greenville, South Carolina, United States.
Is United Community Banks Inc publicly traded?
Yes — United Community Banks Inc is a publicly traded company. Its stock trades under the ticker symbol UCB on the NYSE.
What does United Community Banks Inc do?
United Community Banks Inc is an American Financial Services company in the Business & Financial Services sector.
