UNITED COMMUNITY BANKS INC
About UNITED COMMUNITY BANKS INC
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
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Financial summary
- Revenue FY2025
- $1.1B
- Net income
- $328.1M
- Total assets
- $28.0B
- Market cap
- $4.0B
- Operating margin
- 39.7%
- Net margin
- 30.9%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $1.1B
- Operating expenses
- $640.7M
- Operating income
- $422.4M
- Income tax
- $94.3M
- Net income
- $328.1M
- EPS (basic)
- $2.62
- EPS (diluted)
- $2.62
Balance sheet
- Total assets
- $28.0B
- Current assets
- $28.0B
- Total liabilities
- $24.4B
- Current liabilities
- $24.4B
- Shareholders’ equity
- $3.6B
Cash flow
- Operating cash flow
- $384.0M
- Investing cash flow
- $33.4M
- Financing cash flow
- -$541.6M
- Net cash flow
- -$124.1M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $4.0B
- P/E ratio
- 12.7
- EPS (diluted)
- $2.62
- Dividend yield
- 3.01%
- Shares outstanding
- 120.0M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- May 21, 1997
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $328.1M in FY2025.
- Revenue grew 18% from FY2024 to FY2025.
- Trading 9% below its 52-week high.
- Pays a dividend yielding about 3.01% annually.
- Valued at a price-to-earnings (P/E) ratio of 12.7.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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