CENTRAL PACIFIC FINANCIAL CORP
About CENTRAL PACIFIC FINANCIAL CORP
Central Pacific Financial Corp operates in the financial services sector in the United States. It is a full-service commercial bank offering a broad range of banking products and services, including accepting time and demand deposits and originating loans. Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The bank is not a member of the Federal Reserve System. The company's loans include commercial loans, construction loans, commercial and residential mortgage loans, and consumer loans. The company derives income from interest and fees on loans, interest on investment securities, and fees received in connection with deposits and other services. It operates in single segment which is Banking operations.
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Financial summary
- Revenue FY2025
- $51.8M
- Net income
- $77.5M
- Total assets
- $7.4B
- Market cap
- $918.5M
- Operating margin
- 189.7%
- Net margin
- 149.5%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $51.8M
- Operating expenses
- -$46.5M
- Operating income
- $98.3M
- Income tax
- $20.8M
- Net income
- $77.5M
- EPS (basic)
- $2.88
- EPS (diluted)
- $2.86
Balance sheet
- Total assets
- $7.4B
- Current assets
- $7.4B
- Total liabilities
- $6.8B
- Current liabilities
- $6.8B
- Shareholders’ equity
- $592.6M
Cash flow
- Operating cash flow
- $97.5M
- Investing cash flow
- $67.2M
- Financing cash flow
- -$166.9M
- Net cash flow
- -$2.3M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $918.5M
- P/E ratio
- 12.3
- EPS (diluted)
- $2.86
- Dividend yield
- 3.29%
- Shares outstanding
- 26.0M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Dec 21, 1987
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $77.5M in FY2025.
- Revenue grew 81% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 3.29% annually.
- Valued at a price-to-earnings (P/E) ratio of 12.3.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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