CITIZENS FINANCIAL GROUP INC/RI
About CITIZENS FINANCIAL GROUP INC/RI
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through its subsidiaries, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The group's reportable business segments are: Consumer Banking and Commercial Banking. The majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services, including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management solutions, among others, through a network of branches and ATMs.
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Financial summary
- Revenue FY2025
- $1.6B
- Net income
- $1.8B
- Total assets
- $226.4B
- Market cap
- $27.1B
- Operating margin
- 28.2%
- Net margin
- 22.2%
Source: SEC EDGAR · updated Jun 8, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $8.2B
- Operating expenses
- $5.9B
- Operating income
- $2.3B
- Income tax
- $497.0M
- Net income
- $1.8B
- EPS (basic)
- $3.90
- EPS (diluted)
- $3.86
Balance sheet
- Total assets
- $226.4B
- Current assets
- $226.4B
- Total liabilities
- $200.0B
- Current liabilities
- $200.0B
- Shareholders’ equity
- $26.3B
Cash flow
- Operating cash flow
- $2.2B
- Investing cash flow
- -$6.0B
- Financing cash flow
- $5.9B
- Net cash flow
- $2.1B
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $27.1B
- P/E ratio
- 16.8
- EPS (diluted)
- $3.86
- Dividend yield
- 2.83%
- Shares outstanding
- 416.5M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Sep 24, 2014
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $1.8B in FY2025.
- Revenue grew 24% from FY2021 to FY2025.
- Trading 5% below its 52-week high.
- Pays a dividend yielding about 2.83% annually.
- Valued at a price-to-earnings (P/E) ratio of 16.8.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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