Essent Group Ltd.
About Essent Group Ltd.
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.
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Financial summary
- Revenue FY2025
- $1.3B
- Net income
- $690.0M
- Total assets
- $7.4B
- Market cap
- $5.3B
- Operating margin
- 65.2%
- Net margin
- 54.7%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $1.3B
- Operating expenses
- $439.1M
- Operating income
- $821.9M
- Income tax
- $131.9M
- Net income
- $690.0M
- EPS (basic)
- $6.97
- EPS (diluted)
- $6.90
Balance sheet
- Total assets
- $7.4B
- Current assets
- $7.4B
- Total liabilities
- $1.7B
- Current liabilities
- $1.7B
- Shareholders’ equity
- $5.8B
Cash flow
- Operating cash flow
- $856.1M
- Investing cash flow
- -$154.7M
- Financing cash flow
- -$709.7M
- Net cash flow
- -$8.4M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $5.3B
- P/E ratio
- 8.2
- EPS (diluted)
- $6.9
- Dividend yield
- 2.46%
- Shares outstanding
- 93.1M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Oct 31, 2013
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $690.0M in FY2025.
- Revenue grew 32% from FY2020 to FY2025.
- Trading 15% below its 52-week high.
- Pays a dividend yielding about 2.46% annually.
- Valued at a price-to-earnings (P/E) ratio of 8.2.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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