NMI Holdings, Inc. (NMIH)
About NMI Holdings, Inc.
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
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Financial summary
- Revenue FY2025
- $706.4M
- Net income
- $388.9M
- Total assets
- $3.8B
- Market cap
- $2.8B
- Operating margin
- 70.7%
- Net margin
- 55.1%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $706.4M
- Operating expenses
- $206.6M
- Operating income
- $499.8M
- Income tax
- $110.9M
- Net income
- $388.9M
- EPS (basic)
- $5.01
- EPS (diluted)
- $4.92
Balance sheet
- Total assets
- $3.8B
- Current assets
- $3.8B
- Total liabilities
- $1.2B
- Current liabilities
- $1.2B
- Shareholders’ equity
- $2.6B
Cash flow
- Operating cash flow
- $419.3M
- Investing cash flow
- -$316.5M
- Financing cash flow
- -$113.2M
- Net cash flow
- -$10.4M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $2.8B
- P/E ratio
- 8.7
- EPS (diluted)
- $4.92
- Shares outstanding
- 65.0M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Nov 8, 2013
NMI Holdings, Inc. (NMIH) Stock Price
- Profitable — net income of $388.9M in FY2025.
- Revenue grew 63% from FY2020 to FY2025.
- Trading near its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 8.7.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about NMI Holdings, Inc.
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NMI Holdings, Inc.: frequently asked questions
Is NMI Holdings, Inc. an American company?
NMI Holdings, Inc. is a US-based company headquartered in Emeryville, California, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is NMI Holdings, Inc. headquartered?
NMI Holdings, Inc. is headquartered in Emeryville, California, United States.
Is NMI Holdings, Inc. publicly traded?
Yes — NMI Holdings, Inc. is a publicly traded company. Its stock trades under the ticker symbol NMIH on the NASDAQ.
What does NMI Holdings, Inc. do?
NMI Holdings, Inc. is an American Financial Services company in the Business & Financial Services sector.
