FINANCIAL INSTITUTIONS INC (FISI)
About FINANCIAL INSTITUTIONS INC
Financial Institutions Inc operates through its subsidiaries, providing full range of banking services to consumer, commercial and municipal customers in Western and Central New York, and commercial loans in the Mid-Atlantic region, through a loan production office in Ellicott City, Maryland. It offers a broad range of loans including commercial business and revolving lines of credit, commercial mortgages, equipment loans, residential mortgage loans and home equity loans and lines of credit, automobile loans and personal loans. It operates in single segment of Banking.
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Financial summary
- Net income
- $74.9M
- Total assets
- $6.3B
- Market cap
- $730.6M
- Operating margin
- 27.4%
- Net margin
- 22.5%
Source: SEC EDGAR · updated Jun 8, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $333.0M
- Operating expenses
- $241.6M
- Operating income
- $91.4M
- Income tax
- $16.5M
- Net income
- $74.9M
- EPS (basic)
- $3.65
- EPS (diluted)
- $3.61
Balance sheet
- Total assets
- $6.3B
- Current assets
- $6.3B
- Total liabilities
- $5.6B
- Current liabilities
- $5.6B
- Shareholders’ equity
- $628.9M
Cash flow
- Operating cash flow
- $18.8M
- Investing cash flow
- -$140.0M
- Financing cash flow
- $142.7M
- Net cash flow
- $21.4M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $730.6M
- P/E ratio
- 11.3
- EPS (diluted)
- $3.61
- Dividend yield
- 3.15%
- Shares outstanding
- 18.0M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jun 25, 1999
Financial Institutions Inc (FISI) Stock Price
- Profitable — net income of $74.9M.
- Revenue grew 99% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 3.15% annually.
- Valued at a price-to-earnings (P/E) ratio of 11.3.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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Financial Institutions Inc: frequently asked questions
Is Financial Institutions Inc an American company?
Financial Institutions Inc is a US-based company headquartered in Warsaw, New York, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is Financial Institutions Inc headquartered?
Financial Institutions Inc is headquartered in Warsaw, New York, United States.
Is Financial Institutions Inc publicly traded?
Yes — Financial Institutions Inc is a publicly traded company. Its stock trades under the ticker symbol FISI on the NASDAQ.
What does Financial Institutions Inc do?
Financial Institutions Inc is an American Financial Services company in the Business & Financial Services sector.
