FIRST BANCORP /PR/
About FIRST BANCORP /PR/
First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
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Financial summary
- Revenue FY2025
- $1.0B
- Net income
- $344.9M
- Total assets
- $19.1B
- Market cap
- $3.8B
- Operating margin
- 33.2%
- Net margin
- 27.5%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $1.3B
- Operating expenses
- $838.3M
- Operating income
- $416.7M
- Income tax
- $71.9M
- Net income
- $344.9M
- EPS (basic)
- $2.16
- EPS (diluted)
- $2.15
Balance sheet
- Total assets
- $19.1B
- Current assets
- $19.1B
- Total liabilities
- $17.2B
- Current liabilities
- $17.2B
- Shareholders’ equity
- $2.0B
Cash flow
- Operating cash flow
- $448.6M
- Investing cash flow
- -$170.4M
- Financing cash flow
- -$779.0M
- Net cash flow
- -$500.8M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $3.8B
- P/E ratio
- 11.4
- EPS (diluted)
- $2.15
- Dividend yield
- 3.27%
- Shares outstanding
- 153.6M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jan 13, 1987
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $344.9M in FY2025.
- Revenue grew 37% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 3.27% annually.
- Valued at a price-to-earnings (P/E) ratio of 11.4.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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