FIRST UNITED CORP/MD/ (FUNC)
About FIRST UNITED CORP/MD/
First United Corp is active in the financial services domain. The scope of its offering includes checking, savings, money market deposit accounts and certificates of deposit, business loans, personal loans, mortgage loans and lines of credit extended to both individuals and businesses. The bank also provides residential real estate construction loans to builders and individuals for single-family dwellings. The company's reportable operating segments include community banking and wealth management. The company generates the majority of its revenue from the Community Banking segment, which is engaged in delivering financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers.
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Financial summary
- Revenue FY2025
- $18.4M
- Net income
- $24.5M
- Total assets
- $2.1B
- Market cap
- $256.1M
- Operating margin
- 176.6%
- Net margin
- 133.0%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $18.4M
- Operating expenses
- -$14.1M
- Operating income
- $32.5M
- Income tax
- $8.0M
- Net income
- $24.5M
- EPS (basic)
- $3.78
- EPS (diluted)
- $3.77
Balance sheet
- Total assets
- $2.1B
- Current assets
- $2.1B
- Total liabilities
- $1.9B
- Current liabilities
- $1.9B
- Shareholders’ equity
- $203.6M
Cash flow
- Operating cash flow
- $19.4M
- Investing cash flow
- -$48.0M
- Financing cash flow
- $81.9M
- Net cash flow
- $53.3M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $256.1M
- P/E ratio
- 11.8
- EPS (diluted)
- $3.77
- Dividend yield
- 2.33%
- Shares outstanding
- 5.7M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Sep 8, 1992
First United Corp/md/ (FUNC) Stock Price
- Profitable — net income of $24.5M in FY2025.
- Revenue grew 15% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 2.33% annually.
- Valued at a price-to-earnings (P/E) ratio of 11.8.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about FIRST UNITED CORP/MD/
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First United Corp/md/: frequently asked questions
Is First United Corp/md/ an American company?
First United Corp/md/ is a US-based company headquartered in Oakland, Maryland, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is First United Corp/md/ headquartered?
First United Corp/md/ is headquartered in Oakland, Maryland, United States.
Is First United Corp/md/ publicly traded?
Yes — First United Corp/md/ is a publicly traded company. Its stock trades under the ticker symbol FUNC on the NASDAQ.
What does First United Corp/md/ do?
First United Corp/md/ is an American Financial Services company in the Business & Financial Services sector.
