FS Bancorp, Inc.
About FS Bancorp, Inc.
FS Bancorp Inc is the holding company of First Security Bank, a diversified lender with a focus on the origination of commercial real estate, one-to-four-family, and home equity loans, consumer loans, including a variety of indirect home improvement (fixture secured loans), and marine loans, and commercial business loans. The company has two operating segments; The commercial and consumer banking segment provides diversified financial products and services to its commercial and consumer customers through Bank branches, automated teller machines, online banking platforms, mobile banking apps, and telephone banking; and The home lending segment originates one-to-four-family residential mortgage loans for sale in the secondary markets as well as loans held for investment.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Revenue FY2023
- $4.6M
- Net income
- $33.3M
- Total assets
- $3.2B
- Market cap
- $303.2M
- Operating margin
- 20.8%
- Net margin
- 16.9%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $197.2M
- Operating expenses
- $156.1M
- Operating income
- $41.1M
- Income tax
- $7.8M
- Net income
- $33.3M
- EPS (basic)
- $4.35
- EPS (diluted)
- $4.29
Balance sheet
- Total assets
- $3.2B
- Current assets
- $3.2B
- Total liabilities
- $2.9B
- Current liabilities
- $2.9B
- Shareholders’ equity
- $307.7M
Cash flow
- Operating cash flow
- $72.3M
- Investing cash flow
- -$206.4M
- Financing cash flow
- $130.7M
- Net cash flow
- -$3.4M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $303.2M
- P/E ratio
- 9.5
- EPS (diluted)
- $4.29
- Dividend yield
- 2.85%
- Shares outstanding
- 7.5M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jul 10, 2012
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $33.3M in FY2023.
- Revenue grew 6455% from FY2021 to FY2025.
- Trading 7% below its 52-week high.
- Pays a dividend yielding about 2.85% annually.
- Valued at a price-to-earnings (P/E) ratio of 9.5.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
No reviews yet. Be the first to review FS Bancorp, Inc..
Write a review
News about FS Bancorp, Inc.
News & sentiment via Polygon.io