MetroCity Bankshares, Inc.
About MetroCity Bankshares, Inc.
MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Net income
- $68.5M
- Total assets
- $4.8B
- Market cap
- $968.1M
- Operating margin
- 71.1%
- Net margin
- 52.5%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $130.4M
- Operating expenses
- $37.8M
- Operating income
- $92.7M
- Income tax
- $24.2M
- Net income
- $68.5M
- EPS (basic)
- $2.66
- EPS (diluted)
- $2.64
Balance sheet
- Total assets
- $4.8B
- Current assets
- $4.8B
- Total liabilities
- $4.2B
- Current liabilities
- $4.2B
- Shareholders’ equity
- $544.2M
Cash flow
- Operating cash flow
- $37.7M
- Investing cash flow
- $126.8M
- Financing cash flow
- -$30.7M
- Net cash flow
- $133.8M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $968.1M
- P/E ratio
- 12.8
- EPS (diluted)
- $2.64
- Dividend yield
- 3.44%
- Shares outstanding
- 28.7M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Mar 31, 2016
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $68.5M.
- Revenue grew 25% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 3.44% annually.
- Valued at a price-to-earnings (P/E) ratio of 12.8.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
No reviews yet. Be the first to review MetroCity Bankshares, Inc..
Write a review
News about MetroCity Bankshares, Inc.
News & sentiment via Polygon.io
