OLD SECOND BANCORP INC
About OLD SECOND BANCORP INC
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
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Financial summary
- Net income
- $80.3M
- Total assets
- $6.9B
- Market cap
- $1.1B
- Operating margin
- 30.3%
- Net margin
- 22.6%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $355.2M
- Operating expenses
- $247.4M
- Operating income
- $107.8M
- Income tax
- $27.4M
- Net income
- $80.3M
- EPS (basic)
- $1.64
- EPS (diluted)
- $1.62
Balance sheet
- Total assets
- $6.9B
- Current assets
- $6.9B
- Total liabilities
- $6.0B
- Current liabilities
- $6.0B
- Shareholders’ equity
- $896.8M
Cash flow
- Operating cash flow
- $122.3M
- Investing cash flow
- $159.8M
- Financing cash flow
- -$257.4M
- Net cash flow
- $24.7M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $1.1B
- P/E ratio
- 13.4
- EPS (diluted)
- $1.62
- Dividend yield
- 1.29%
- Shares outstanding
- 51.1M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Nov 16, 1993
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $80.3M.
- Revenue grew 238% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 1.29% annually.
- Valued at a price-to-earnings (P/E) ratio of 13.4.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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