OLD SECOND BANCORP INC (OSBC)
About OLD SECOND BANCORP INC
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
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Financial summary
- Net income
- $80.3M
- Total assets
- $6.9B
- Market cap
- $1.1B
- Operating margin
- 30.3%
- Net margin
- 22.6%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $355.2M
- Operating expenses
- $247.4M
- Operating income
- $107.8M
- Income tax
- $27.4M
- Net income
- $80.3M
- EPS (basic)
- $1.64
- EPS (diluted)
- $1.62
Balance sheet
- Total assets
- $6.9B
- Current assets
- $6.9B
- Total liabilities
- $6.0B
- Current liabilities
- $6.0B
- Shareholders’ equity
- $896.8M
Cash flow
- Operating cash flow
- $122.3M
- Investing cash flow
- $159.8M
- Financing cash flow
- -$257.4M
- Net cash flow
- $24.7M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $1.1B
- P/E ratio
- 14.8
- EPS (diluted)
- $1.62
- Dividend yield
- 1.17%
- Shares outstanding
- 46.1M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Nov 16, 1993
OLD Second Bancorp Inc (OSBC) Stock Price
- Profitable — net income of $80.3M.
- Revenue grew 238% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 1.17% annually.
- Valued at a price-to-earnings (P/E) ratio of 14.8.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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News about OLD SECOND BANCORP INC
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OLD Second Bancorp Inc: frequently asked questions
Is OLD Second Bancorp Inc an American company?
OLD Second Bancorp Inc is a US-based company headquartered in Aurora, Illinois, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is OLD Second Bancorp Inc headquartered?
OLD Second Bancorp Inc is headquartered in Aurora, Illinois, United States.
Is OLD Second Bancorp Inc publicly traded?
Yes — OLD Second Bancorp Inc is a publicly traded company. Its stock trades under the ticker symbol OSBC on the NASDAQ.
What does OLD Second Bancorp Inc do?
OLD Second Bancorp Inc is an American Financial Services company in the Business & Financial Services sector.
