FIRST FINANCIAL BANCORP /OH/ (FFBC)
About FIRST FINANCIAL BANCORP /OH/
First Financial Bancorp is a mid-sized, regional bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary. The range of banking services provided to individuals and businesses includes commercial lending, real estate lending, and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property or commercial property. In addition, it offers deposit products that include interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. A full range of trust and wealth management services is also provided through First Financial's Wealth Management line of business.
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Financial summary
- Net income
- $255.6M
- Total assets
- $21.1B
- Market cap
- $3.2B
- Operating margin
- 32.1%
- Net margin
- 25.5%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $1.0B
- Operating expenses
- $680.6M
- Operating income
- $321.3M
- Income tax
- $65.7M
- Net income
- $255.6M
- EPS (basic)
- $2.68
- EPS (diluted)
- $2.66
Balance sheet
- Total assets
- $21.1B
- Current assets
- $21.1B
- Total liabilities
- $18.4B
- Current liabilities
- $18.4B
- Shareholders’ equity
- $2.8B
Cash flow
- Operating cash flow
- $337.9M
- Investing cash flow
- -$546.7M
- Financing cash flow
- $213.2M
- Net cash flow
- $4.3M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $3.2B
- P/E ratio
- 12.7
- EPS (diluted)
- $2.66
- Dividend yield
- 3.07%
- Shares outstanding
- 95.6M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Dec 21, 1983
First Financial Bancorp /OH/ (FFBC) Stock Price
- Profitable — net income of $255.6M.
- Revenue grew 107% from FY2021 to FY2025.
- Trading 6% below its 52-week high.
- Pays a dividend yielding about 3.07% annually.
- Valued at a price-to-earnings (P/E) ratio of 12.7.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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First Financial Bancorp /OH/: frequently asked questions
Is First Financial Bancorp /OH/ an American company?
First Financial Bancorp /OH/ is a US-based company headquartered in Cincinnati, Ohio, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is First Financial Bancorp /OH/ headquartered?
First Financial Bancorp /OH/ is headquartered in Cincinnati, Ohio, United States.
Is First Financial Bancorp /OH/ publicly traded?
Yes — First Financial Bancorp /OH/ is a publicly traded company. Its stock trades under the ticker symbol FFBC on the NASDAQ.
What does First Financial Bancorp /OH/ do?
First Financial Bancorp /OH/ is an American Financial Services company in the Business & Financial Services sector.
