OP Bancorp
About OP Bancorp
OP Bancorp operates its commercial community banking activities through Open Bank its wholly owned banking subsidiary. It provides commercial banking services to small and medium-sized businesses, their owners, and retail customers, with a focus on the Korean-American community. The bank currently operate twelve full service branches: nine branches across Los Angeles and Orange Counties in California, as well as one branch each in Santa Clara, California; Carrollton, Texas; and Las Vegas, Nevada. Additionally, it maintains five loan production offices located in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. Substantially all its business activities are conducted through the Bank.
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Financial summary
- Revenue FY2025
- $3.2M
- Net income
- $25.6M
- Total assets
- $2.7B
- Market cap
- $210.2M
- Operating margin
- 1102.6%
- Net margin
- 800.1%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $3.2M
- Operating expenses
- -$32.1M
- Operating income
- $35.3M
- Income tax
- $9.7M
- Net income
- $25.6M
- EPS (basic)
- $1.72
- EPS (diluted)
- $1.72
Balance sheet
- Total assets
- $2.7B
- Current assets
- $2.7B
- Total liabilities
- $2.4B
- Current liabilities
- $2.4B
- Shareholders’ equity
- $227.9M
Cash flow
- Operating cash flow
- $26.2M
- Investing cash flow
- -$243.0M
- Financing cash flow
- $249.2M
- Net cash flow
- $32.4M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $210.2M
- P/E ratio
- 8.2
- EPS (diluted)
- $1.72
- Dividend yield
- 3.96%
- Shares outstanding
- 14.9M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jul 22, 2005
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $25.6M in FY2025.
- Revenue grew 105% from FY2021 to FY2025.
- Trading 6% below its 52-week high.
- Pays a dividend yielding about 3.96% annually.
- Valued at a price-to-earnings (P/E) ratio of 8.2.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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