PEOPLES BANCORP OF NORTH CAROLINA INC
About PEOPLES BANCORP OF NORTH CAROLINA INC
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
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Financial summary
- Revenue FY2020
- $4.7M
- Net income
- $19.8M
- Total assets
- $1.7B
- Market cap
- $228.7M
- Operating margin
- 30.9%
- Net margin
- 23.7%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $83.6M
- Operating expenses
- $57.8M
- Operating income
- $25.9M
- Income tax
- $6.0M
- Net income
- $19.8M
- EPS (basic)
- $3.74
- EPS (diluted)
- $3.62
Balance sheet
- Total assets
- $1.7B
- Current assets
- $1.7B
- Total liabilities
- $1.5B
- Current liabilities
- $1.5B
- Shareholders’ equity
- $157.1M
Cash flow
- Operating cash flow
- $21.4M
- Investing cash flow
- -$41.8M
- Financing cash flow
- $19.3M
- Net cash flow
- -$1.2M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $228.7M
- P/E ratio
- 12.0
- EPS (diluted)
- $3.62
- Dividend yield
- 1.94%
- Shares outstanding
- 5.3M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Oct 16, 1985
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $19.8M in FY2020.
- Revenue grew 77% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 1.94% annually.
- Valued at a price-to-earnings (P/E) ratio of 12.0.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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