PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)
About PEOPLES BANCORP OF NORTH CAROLINA INC
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Revenue FY2020
- $4.7M
- Net income
- $19.8M
- Total assets
- $1.7B
- Market cap
- $228.7M
- Operating margin
- 30.9%
- Net margin
- 23.7%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $83.6M
- Operating expenses
- $57.8M
- Operating income
- $25.9M
- Income tax
- $6.0M
- Net income
- $19.8M
- EPS (basic)
- $3.74
- EPS (diluted)
- $3.62
Balance sheet
- Total assets
- $1.7B
- Current assets
- $1.7B
- Total liabilities
- $1.5B
- Current liabilities
- $1.5B
- Shareholders’ equity
- $157.1M
Cash flow
- Operating cash flow
- $21.4M
- Investing cash flow
- -$41.8M
- Financing cash flow
- $19.3M
- Net cash flow
- -$1.2M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $228.7M
- P/E ratio
- 11.9
- EPS (diluted)
- $3.62
- Dividend yield
- 1.95%
- Shares outstanding
- 5.3M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Oct 16, 1985
Peoples Bancorp of North Carolina Inc (PEBK) Stock Price
- Profitable — net income of $19.8M in FY2020.
- Revenue grew 77% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 1.95% annually.
- Valued at a price-to-earnings (P/E) ratio of 11.9.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
No reviews yet. Be the first to review PEOPLES BANCORP OF NORTH CAROLINA INC.
Write a review
News about PEOPLES BANCORP OF NORTH CAROLINA INC
News & sentiment via Polygon.io
Peoples Bancorp of North Carolina Inc: frequently asked questions
Is Peoples Bancorp of North Carolina Inc an American company?
Peoples Bancorp of North Carolina Inc is a US-based company headquartered in Newton, North Carolina, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is Peoples Bancorp of North Carolina Inc headquartered?
Peoples Bancorp of North Carolina Inc is headquartered in Newton, North Carolina, United States.
Is Peoples Bancorp of North Carolina Inc publicly traded?
Yes — Peoples Bancorp of North Carolina Inc is a publicly traded company. Its stock trades under the ticker symbol PEBK on the NASDAQ.
What does Peoples Bancorp of North Carolina Inc do?
Peoples Bancorp of North Carolina Inc is an American Financial Services company in the Business & Financial Services sector.