Ponce Financial Group, Inc.
About Ponce Financial Group, Inc.
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
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Financial summary
- Net income
- $28.7M
- Total assets
- $3.2B
- Market cap
- $459.6M
- Operating margin
- 20.7%
- Net margin
- 15.5%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $185.5M
- Operating expenses
- $147.1M
- Operating income
- $38.4M
- Income tax
- $9.7M
- Net income
- $28.7M
- EPS (basic)
- $1.21
- EPS (diluted)
- $1.20
Balance sheet
- Total assets
- $3.2B
- Current assets
- $3.2B
- Total liabilities
- $2.7B
- Current liabilities
- $2.7B
- Shareholders’ equity
- $541.5M
Cash flow
- Operating cash flow
- $55.6M
- Investing cash flow
- -$219.7M
- Financing cash flow
- $150.4M
- Net cash flow
- -$13.7M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $459.6M
- P/E ratio
- 15.7
- EPS (diluted)
- $1.2
- Shares outstanding
- 24.3M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Oct 2, 2017
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $28.7M.
- Revenue grew 124% from FY2022 to FY2025.
- Trading near its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 15.7.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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