SoFi Technologies, Inc.
About SoFi Technologies, Inc.
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
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Financial summary
- Revenue FY2025
- $619.4M
- Net income
- $481.3M
- Total assets
- $50.7B
- Market cap
- $20.6B
- Gross margin
- 1.7%
- Operating margin
- 84.9%
- Net margin
- 77.7%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $619.4M
- Cost of revenue
- $609.0M
- Gross profit
- $10.4M
- Operating expenses
- -$515.5M
- Operating income
- $525.9M
- Income tax
- $44.5M
- Net income
- $481.3M
- EPS (basic)
- $0.42
- EPS (diluted)
- $0.39
Balance sheet
- Total assets
- $50.7B
- Current assets
- $50.7B
- Total liabilities
- $40.2B
- Current liabilities
- $40.2B
- Shareholders’ equity
- $10.5B
Cash flow
- Operating cash flow
- -$3.7B
- Investing cash flow
- -$6.7B
- Financing cash flow
- $13.1B
- Net cash flow
- $2.6B
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $20.6B
- P/E ratio
- 42.3
- EPS (diluted)
- $0.39
- Shares outstanding
- 1.2B
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jun 1, 2021
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $481.3M in FY2025.
- Revenue grew 150% from FY2021 to FY2025.
- Gross margin of 1.7%, net margin 77.7%.
- Trading 49% below its 52-week high.
- Valued at a price-to-earnings (P/E) ratio of 42.3.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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