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Upstart Holdings, Inc. (UPST)

$23.71 +3.09% NASDAQ: UPST · 15-min delayed

SAN MATEO, California
Public · NASDAQ: UPST
1,405 employees

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$2.6BMarket cap

$1.0BRevenue · FY2025

$53.6MNet income

1,405Employees

UPSTNASDAQ

2020IPO

About Upstart Holdings, Inc.

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).

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Company facts

Type: Public · NASDAQ: UPST
Employees: 1,405
IPO date: Dec 16, 2020
Headquarters: 2950 S. DELAWARE STREET, SUITE 410
SAN MATEO, California 94403
Phone: (650) 204-1000
Industry: Financial Services
Website: Visit site

Incorporation record

Incorporated in: DE, United States
Registered office: Wilmington, US
Legal entity ID: 549300WNB47JRNENIC75

Source: GLEIF, the global Legal Entity Identifier registry · checked Jul 26, 2026. A US headquarters does not always mean US incorporation.

Registry IDs

Ticker: UPST Nasdaq
SEC CIK: 1647639
LEI: 549300WNB47JRNENIC75
EIN: 464332431
SIC: 6199 FINANCE SERVICES

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Reported figures

Financial summary

Revenue FY2025: $1.0B
Net income: $53.6M
Total assets: $3.0B
Market cap: $2.6B

Source: SEC EDGAR · updated Jun 7, 2026

NASDAQ: UPST

$23.71 +3.09%

15-minute delayed · data by Polygon.io

Past year · hover for prices

$22.74 $62.38

52-week range

Market cap: $2.6B
Shares outstanding: 108.7M
Open: —
Day range: –
Prev close: —
Volume: —
IPO date: Dec 16, 2020

Upstart Holdings, Inc. (UPST) Stock Price

Profitable — net income of $53.6M in FY2025.
Trading 62% below its 52-week high.

Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.

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Newsroom

News about Upstart Holdings, Inc.

Stock Market Today, Oct. 27: SoFi Soars 13% After Beating Estimates and Raising Guidance The Motley Fool · 2026-10-27 · neutral Should You Buy, Hold or Sell Pagaya Stock Ahead of Q3 Earnings? Zacks Investment Research · 2026-10-27 · neutral Upstart Holdings, Inc. (UPST) Stock Sinks As Market Gains: Here's Why Zacks Investment Research · 2026-10-26 · neutral Should You Buy, Hold or Sell SOFI Stock Before Q3 Earnings? Zacks Investment Research · 2026-10-26 · negative Upstart Holdings, Inc. (UPST) Stock Dips While Market Gains: Key Facts Zacks Investment Research · 2026-10-19 · neutral 2 Glorious Growth Stocks to Buy Hand Over Fist If the Stock Market Crashes The Motley Fool · 2026-10-15 · positive

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FAQ

Upstart Holdings, Inc.: frequently asked questions

Is Upstart Holdings, Inc. an American company?

Upstart Holdings, Inc. is a US-based company headquartered in San Mateo, California, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.

Where is Upstart Holdings, Inc. headquartered?

Upstart Holdings, Inc. is headquartered in San Mateo, California, United States.

Is Upstart Holdings, Inc. publicly traded?

Yes — Upstart Holdings, Inc. is a publicly traded company. Its stock trades under the ticker symbol UPST on the NASDAQ.

What does Upstart Holdings, Inc. do?

Upstart Holdings, Inc. is an American Financial Services company in the Business & Financial Services sector.

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