SOUTHERN MISSOURI BANCORP, INC.
About SOUTHERN MISSOURI BANCORP, INC.
Southern Missouri Bancorp Inc is a USA-based holding company for Southern Missouri Savings Bank. The principal business of the bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, and to a lesser extent, brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, and consumer loans. It is engaged in providing the range of banking and financial services to individuals and corporate customers in its market areas. The company derives revenue principally from interest earned on loans, debt securities, bank card interchange fees, loan late charges and another fee income.
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Financial summary
- Net income
- $58.6M
- Total assets
- $5.0B
- Market cap
- $767.8M
- Operating margin
- 26.7%
- Net margin
- 21.1%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $277.4M
- Operating expenses
- $203.4M
- Operating income
- $74.0M
- Income tax
- $15.4M
- Net income
- $58.6M
- EPS (basic)
- $5.19
- EPS (diluted)
- $5.18
Balance sheet
- Total assets
- $5.0B
- Current assets
- $5.0B
- Total liabilities
- $4.5B
- Current liabilities
- $4.5B
- Shareholders’ equity
- $544.7M
Cash flow
- Operating cash flow
- $81.6M
- Investing cash flow
- -$285.1M
- Financing cash flow
- $335.5M
- Net cash flow
- $132.0M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $767.8M
- P/E ratio
- 13.5
- EPS (diluted)
- $5.18
- Dividend yield
- 1.43%
- Shares outstanding
- 11.0M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Apr 12, 1994
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $58.6M.
- Revenue grew 153% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 1.43% annually.
- Valued at a price-to-earnings (P/E) ratio of 13.5.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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