UNITED BANKSHARES INC/WV (UBSI)
About UNITED BANKSHARES INC/WV
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.
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Financial summary
- Revenue FY2022
- $312.0M
- Net income
- $464.6M
- Total assets
- $33.7B
- Market cap
- $6.0B
- Operating margin
- 34.6%
- Net margin
- 27.6%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $1.7B
- Operating expenses
- $1.1B
- Operating income
- $583.4M
- Income tax
- $118.8M
- Net income
- $464.6M
- EPS (basic)
- $3.28
- EPS (diluted)
- $3.27
Balance sheet
- Total assets
- $33.7B
- Current assets
- $33.7B
- Total liabilities
- $28.2B
- Current liabilities
- $28.2B
- Shareholders’ equity
- $5.5B
Cash flow
- Operating cash flow
- $498.9M
- Investing cash flow
- -$899.3M
- Financing cash flow
- $650.4M
- Net cash flow
- $250.0M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $6.0B
- P/E ratio
- 14.6
- EPS (diluted)
- $3.27
- Dividend yield
- 3.18%
- Shares outstanding
- 126.6M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- May 29, 1987
United Bankshares Inc/wv (UBSI) Stock Price
- Profitable — net income of $464.6M in FY2022.
- Revenue grew 409% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 3.18% annually.
- Valued at a price-to-earnings (P/E) ratio of 14.6.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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United Bankshares Inc/wv: frequently asked questions
Is United Bankshares Inc/wv an American company?
United Bankshares Inc/wv is a US-based company headquartered in Charleston, West Virginia, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is United Bankshares Inc/wv headquartered?
United Bankshares Inc/wv is headquartered in Charleston, West Virginia, United States.
Is United Bankshares Inc/wv publicly traded?
Yes — United Bankshares Inc/wv is a publicly traded company. Its stock trades under the ticker symbol UBSI on the NASDAQ.
What does United Bankshares Inc/wv do?
United Bankshares Inc/wv is an American Financial Services company in the Business & Financial Services sector.
