ACNB CORP
About ACNB CORP
ACNB Corp is the financial holding company. Through its wholly-owned subsidiaries, it provides a full range of retail and commercial financial services in Pennsylvania and Maryland through its network of community banking offices. It also provides property, casualty, health, life and disability insurance serving personal and commercial clients through offices in Westminster, Maryland, and Gettysburg, Pennsylvania and is licensed to do business. The corporation has two reporting segments; the Banking segment which generates the majority of the revenue from banking and wealth management services, including trust and retail brokerage; and ACNB Insurance Services segment which offers a broad range of property and casualty, life and health insurance to both commercial and individual clients.
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Financial summary
- Revenue FY2025
- $191.8M
- Net income
- $37.1M
- Total assets
- $3.2B
- Market cap
- $560.4M
- Operating margin
- 24.2%
- Net margin
- 19.3%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $191.8M
- Operating expenses
- $145.4M
- Operating income
- $46.5M
- Income tax
- $9.4M
- Net income
- $37.1M
- EPS (basic)
- $3.61
- EPS (diluted)
- $3.60
Balance sheet
- Total assets
- $3.2B
- Current assets
- $3.2B
- Total liabilities
- $2.8B
- Current liabilities
- $2.8B
- Shareholders’ equity
- $420.0M
Cash flow
- Operating cash flow
- $53.6M
- Investing cash flow
- $64.6M
- Financing cash flow
- -$99.9M
- Net cash flow
- $18.4M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $560.4M
- P/E ratio
- 15.4
- EPS (diluted)
- $3.6
- Dividend yield
- 3.02%
- Shares outstanding
- 10.1M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Apr 25, 1995
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $37.1M in FY2025.
- Revenue grew 145% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 3.02% annually.
- Valued at a price-to-earnings (P/E) ratio of 15.4.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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