Ally Financial Inc.
About Ally Financial Inc.
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.
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Financial summary
- Revenue FY2025
- $1.2B
- Net income
- $852.0M
- Total assets
- $196.0B
- Market cap
- $13.1B
- Operating margin
- 13.3%
- Net margin
- 10.8%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $7.9B
- Operating expenses
- $6.9B
- Operating income
- $1.1B
- Income tax
- $199.0M
- Net income
- $852.0M
- EPS (basic)
- $2.39
- EPS (diluted)
- $2.37
Balance sheet
- Total assets
- $196.0B
- Current assets
- $196.0B
- Total liabilities
- $180.5B
- Current liabilities
- $180.5B
- Shareholders’ equity
- $15.5B
Cash flow
- Operating cash flow
- $3.7B
- Investing cash flow
- -$5.3B
- Financing cash flow
- $2.0B
- Net cash flow
- $429.0M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $13.1B
- P/E ratio
- 17.9
- EPS (diluted)
- $2.37
- Dividend yield
- 2.83%
- Shares outstanding
- 309.3M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Dec 13, 2013
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $852.0M in FY2025.
- Revenue declined 4% from FY2021 to FY2025.
- Trading 10% below its 52-week high.
- Pays a dividend yielding about 2.83% annually.
- Valued at a price-to-earnings (P/E) ratio of 17.9.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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